As one of the largest airlines in the United States, United Airlines features a wide route network and an enviable partnership within Star Alliance. United loyalists have a range of co-branded credit cards from which to choose, but what happens when you want more than one? Is it possible to have multiple United credit cards?

The quick answer is yes, you can have two or more United credit cards at a time. But it’s important to understand the different rules and criteria involved. Let’s take a look.

United credit cards currently available

United has partnered with Chase to offer a series of credit cards. They tend to keep the lineup fresh by introducing and retiring cards on occasion, though there are six currently available.

Personal United credit cards

United has four credit cards designed for personal use:

United Gateway℠ Card: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, this card has no annual fee.

United℠ Explorer Card: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, get two United Club one-time passes per year and your first checked bag free on United flights. The annual fee is $0 intro for the first year, then $95.

United Quest℠ Card: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, get up to $125 in statement credits each year and up to 10,000 miles back on award redemptions after your first anniversary. The card comes with a $250 annual fee.

United Club℠ Infinite Card: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Plus enjoy a United Club membership and two free checked bags on United flights. This card has a $525 annual fee.

United small business credit cards

United also offers two cards designed for small-business owners:

United℠ Business Card: Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, receive two one-time United Club passes each year and a free checked bag on United flights, all for a $0 intro for the first year, then $99 annual fee.

United Club℠ Business Card: Earn 50,000 bonus miles after spending $5,000 on purchases in the first 3 months your account is open. Plus, enjoy two free checked bags and a United Club membership. You’ll pay a $450 annual fee.

Get up to 80,000 miles with our favorite United cards

Check out our nerdy picks for the best United credit cards and find the right card for you.

BROWSE CARDS

Understanding Chase bank’s credit card rules

Ever heard of the 5/24 rule? The term is used to describe Chase’s strategy when it comes to approving credit card applications. In short, this means that in order to be approved for a Chase credit card, you’ll need to have opened fewer than five new credit cards in a 24-month span.

Be aware that this is fewer than five credit cards, so you’ll need to be at four cards or under in order to gain approval. Also, this applies to all credit cards — across all issuers — not just those provided by Chase. This means that if you’ve recently opened a slew of American Express, Citi, Capital One or Discover credit cards, Chase will consider these when processing your application.