Chase Sapphire cards are often a go-to credit card for travel enthusiasts, regardless of airline or hotel loyalties. With high sign-up bonuses and lucrative bonus spending categories, it's easy to stack up Chase Ultimate Rewards® points.

However, if you have a Chase Sapphire card only, then you’re potentially missing out on major earning opportunities. Chase offers a wide and varied selection of rewards cards, but the enhanced benefits added to the Chase Freedom Unlimited® could make it the perfect card to pair with your Chase Sapphire Reserve® or Chase Sapphire Preferred® Card.

Why Sapphire holders need the Chase Freedom Unlimited®

One of the strengths of the Chase Ultimate Rewards® program is how easy it is to transfer points from one card to another, which allows you to take advantage of redemption perks that exist on some cards but not on others.

The Chase Sapphire Reserve® offers 1% back on grocery store purchases but comes with the added benefit that Chase Ultimate Rewards® points redeemed through the travel portal will receive a 50% bonus. This is where having both cards and taking advantage of the transfer options becomes valuable.

If you were to earn 60,000 points on the Chase Freedom Unlimited®, you would earn $600 cash back. Then, if you transferred your points from your Chase Freedom Unlimited® to your Chase Sapphire Reserve®, those 60,000 points would be worth 90,000 points if you redeem them through the Chase travel portal.

For comparison sake, a typical sign-up bonus for a Chase Ultimate Rewards® earning personal credit card ranges from 50,000-60,000 points. This spending bonus alone could net you upwards of 1.5x a typical sign-up bonus.