Chase Ultimate Rewards® is one of the most popular rewards programs out there. Chase offers multiple credit cards that earn points and many ways to redeem them.

If you have more than one Chase credit card or if there is more than one Chase cardmember in your household, you may be able to transfer points between cards. This makes it possible to use your combined pool of points to book the trip you actually want to take — and that might not have otherwise been possible if you both had points to your name, but none sufficient to actually book what you need.

By combining points strategically in your household (particularly if one household member has a Chase Sapphire card), you may actually get more rewards or unlock more ways to redeem them. Here’s how:

Why combine Chase points in your household?

Transfer points to get up to 50% more value with certain cards

The value of Chase Ultimate Rewards® points varies depending on which card the points are attached to and how you redeem them.

Points earned with Chase Freedom Unlimited®, Chase Freedom Flex℠, Chase Freedom®, Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card credit cards are worth just 1 cent each for most redemptions.

Points earned with Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card are worth 1.25 cents each when redeemed for travel through the Chase Ultimate Rewards® booking portal. Other redemptions like gift cards and statement credits vary but often come to 1 cent per point.

Points earned with the Chase Sapphire Reserve® card are worth 1.5 cents per point when redeemed for travel through Chase’s booking portal. Other redemptions are often 1 cent each.