The Ink Business Cash® Credit Card may be less popular than some of the other Chase Ultimate Rewards® cards, but a savvy small-business owner can still rack up major rewards by taking full advantage of this card’s benefits — especially considering there is no annual fee.

For some of these perks, it's important to understand that while the Ink Business Cash® Credit Card is a cash-back card, you can also redeem your rewards as Chase Ultimate Rewards® points at a 1 point to 1 cent ratio.

Here's how to get the most from your Ink Business Cash® Credit Card.

Ways to maximize your Ink Business Cash® Credit Card

Hit your sign-up bonus

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. This is a larger sign-up bonus than some of the other no-fee business credit cards. If you take advantage of the ideas we outline below, you can push the value of that bonus even higher.

Link your Chase cards

One of the strengths of Chase credit cards is that you can move your points from one card to another instantly and without penalty. This means that you can take advantage of perks that exist on different cards.

For example, the Ink Business Preferred® Credit Card offers a 25% bonus on points redeemed through the Chase reward portal, a perk that the Ink Business Cash® Credit Card does not offer.

Here’s how it could work: Keep your Ink Business Cash® Credit Card sign-up bonus as 75,000 points rather than cash back. Transfer those points to your Ink Business Preferred® Credit Card, then redeem them in the Chase reward portal. Points redeem at a value of one cent per point. Thanks to the 25% bonus on portal redemptions, your sign-up bonus is now effectively worth $937.50.

Transfer your Chase Ultimate Rewards® points to travel partners

One of the most effective ways to max out the value of your Chase Ultimate Rewards® is to transfer them to one of Chase’s airline or hotel partners, such as United Airlines.

For example, let’s say you wanted to book a round-trip flight between Los Angeles and New York on United through the Chase travel portal. Search results show you would need to redeem 26,620 points.

However, if you transfer your points to United Airlines and convert them to United miles, you can actually book the exact same flight for just 22,000 United miles. Bravo: You just snagged your ticket for 4,620 points less.