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How to Maximize Chase Ultimate Rewards
How to Maximize Chase Ultimate Rewards-December 2024
Dec 23, 2024 5:53 AM

When it comes to flexible rewards points, Chase bank's credit card rewards program, better known as Chase Ultimate Rewards®, is regarded as the gold standard by many points collectors and travelers. With excellent credit card options, powerful points earning opportunities and valuable transfer partners, there are many reasons to love this program.

Plus, Chase Ultimate Rewards® points can be more lucrative and versatile compared with other travel rewards cards.

Here's what you need to know to get the maximum value from your Chase Ultimate Rewards® points.

How to get started using your points

To begin redeeming your points, log in to your account. You can access your Chase Ultimate Rewards® account directly from your Chase online account or through this link.

Once you're logged in, you can view all redemption options through the "Earn / Use" tab in the top menu. Click it to see a drop-down menu with the various redemption options, along with some quick links to your card’s benefits, travel alerts and more.

Get up to 100,000 bonus points with our favorite Chase cards

Check out our nerdy picks for the best Chase credit cards and find the right card for you.

BROWSE CARDS

Two ways to maximize Chase Ultimate Rewards® points

While booking through Chase’s online portal is the easiest way to use Chase Ultimate Rewards® for travel, this strategy may not get you the best value overall.

1. Transfer your points to a partner

If maximizing the value of your points is the priority, transferring points to one of Chase’s travel partners is likely your best bet. You can transfer points to more than a dozen airline and hotel programs at a 1:1 ratio in increments of 1,000 points.

Here's a quick rundown of the full list of Chase's transfer partners. Bookmark this list to refer back to in the future when you're ready to redeem.

Chase Ultimate Rewards® airline transfer partners:

Aer Lingus AerClub.

Air Canada Aeroplan.

Air France/KLM Flying Blue.

British Airways Executive Club (Avios).

Emirates Skywards.

Iberia Airlines Iberia Plus.

JetBlue TrueBlue.

Singapore Airlines KrisFlyer.

Southwest Airlines Rapid Rewards.

United Airlines MileagePlus.

Virgin Atlantic Flying Club.

Chase Ultimate Rewards® hotel transfer partners:

IHG Rewards Club.

Marriott Bonvoy.

World of Hyatt.

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