If you have a Chase card and you’re not taking advantage of Chase Offers, you’re missing out on a chance to save money. This service is available for most Chase cardmembers and is simple to use — it’s a great way to get discounts on purchases you’re already planning to make.

Here’s what you need to know about Chase Offers so that you can save more money the next time you pull out your card to make a purchase.

How does Chase Offers work?

Figuring out how to use Chase Offers isn't challenging: All you have to do is take a look at current Chase promos, then activate those offers that most interest you. Once you activate a deal and make a purchase that meets the requirements, you’ll be eligible for those savings. You’ll receive a statement credit automatically in 7-14 days.

Typically, the offers are presented as a dollar amount or a percentage of your purchase price back. Offer details will state if there are exclusions or a maximum amount of savings available. You can activate as many — or as few — offers as you’d like.

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Where can I find the current Chase offers?

You can browse the current offers on your mobile device or from a web browser. To do this, open the Chase mobile app or log in to your Chase online account. Then look for the Chase Offers section (usually on the right for desktop and near the bottom on the app), click, and all of the available offers will display.

Click the plus sign in the upper right corner on any offer to activate it and add it to your account. In addition to checking these offers on your own, Chase can also send you periodic reminders via email to take advantage of your offers.

What kinds of offers are available?

The nice thing about Chase Offers is that offers are always changing. So, an offer you may see this month may not be available next month; instead, you may see different savings opportunities. You’ll see offers for restaurants, fast food, meal delivery services, clothing stores, shopping services and much more.