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IMG Travel Insurance: Is it Worth The Cost?
IMG Travel Insurance: Is it Worth The Cost?-November 2024
Nov 12, 2024 8:41 PM

insurance-product-card-logo

IMG

3.5

NerdWallet rating

NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Compare Rates

at SquareMouth

pros & cons

Pros

More affordable than average.Annual or single-trip policies are available.

Cons

Only one plan offers CFAR as an add-on.Claim approval can be lengthy.

insurance-product-card-logo

Compare Rates

at SquareMouth

IMG

3.5

NerdWallet rating

NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

pros & cons

Pros

More affordable than average.Annual or single-trip policies are available.

Cons

Only one plan offers CFAR as an add-on.Claim approval can be lengthy.

Are you planning to travel soon? We don’t blame you — spending the last few years dealing with country shutdowns, testing requirements and travel restrictions has considerably impacted everyone.

If you’ve booked a vacation, you may wonder if you should purchase travel insurance. Among a variety of providers from which to choose, IMG insurance offers several different insurance plans. These include both short- and long-term policies, some of which include coverage for issues arising from COVID-19 illness.

Let’s look at IMG travel insurance, its different plans, and how to choose one that’s right for you.

IMG travel insurance plans and costs

The type of travel insurance you’ll want to purchase will depend on what kind of travel you’re doing. Are you looking specifically for medical coverage? How about trip insurance in case your plans go awry? You can be reimbursed in various circumstances if you have the proper insurance.

Single-trip plans

Single-trip plans are intended for those going on a trip for a predetermined period and returning home. This is compared to those who intend to take multiple trips within a year or those who will be abroad for a long time.

To get an idea of the options, we input a search for a 40-year-old female from Arizona traveling for two weeks to the U.K. on a $5,000 vacation.

IMG returned a total of 12 different plans. The cheapest plan, at $37.31, was limited strictly to health insurance. This includes coverage of up to $1,000,000 for unexpected illnesses and accidents.

The most expensive option, meanwhile, included medical insurance, trip cancellation insurance, and trip delay insurance. The total cost for this plan came out to $343.96.

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