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Is the AmEx Delta Reserve Credit Card Worth Its Annual Fee?
Is the AmEx Delta Reserve Credit Card Worth Its Annual Fee?-November 2024
Nov 7, 2024 6:37 PM

Editor's note: Big changes are coming to Delta's SkyMiles program in 2024, including how members can earn elite status. The carrier will also be cutting back Sky Club lounge access. Read more on these upcoming changes here.

The annual fee on some credit cards may seem quite expensive at first glance, but it’s important to understand the benefits you can get by holding the card, too. While the Delta SkyMiles® Reserve American Express Card has a $550 annual fee, the perks that come with the card can make this a no-brainer for some travelers — but not for everyone.

The key word here is travelers and, more specifically, Delta travelers. If you’re not a frequent Delta flyer, the Delta SkyMiles® Reserve American Express Card can quickly lose its charm. That said, if you’re a Delta SkyMiles loyalist, there are many reasons why you may want to get this card.

Here are the benefits offered to holders of the Delta SkyMiles® Reserve American Express Card and some of the reasons why it might be the right card for you.

Earn up to 120,000 bonus points with our favorite American Express cards

Check out our nerdy picks for the best American Express credit cards and find the right card for you.

BROWSE CARDS

Best benefits of the AmEx Delta Reserve card

Delta SkyMiles® Reserve American Express Card

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Rates & Fees

In our estimation, these are the benefits that set this card apart from the rest:

Bonus miles on Delta: Cardholders will receive 3 SkyMiles for each dollar spent on Delta purchases made directly with Delta.

Status Boost with bonus MQMs: Cardholders can earn 15,000 Medallion Qualification Miles (MQMs) four times annually after spending $30,000 on the card within the calendar year. This can help you reach the next Medallion tier faster.

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