Perhaps you stay frequently enough at a certain hotel or destination that you've started to wonder whether to join a timeshare program. Many major hotel chains offer this option, which provides partial ownership of a hotel or resort and a guaranteed way to vacation. Hilton is no stranger to this type of program, and the Hilton Grand Vacation Club provides customers with the ability to use dedicated points for stays around the world.

But is the Hilton Grand Vacation Club worth it? Let’s take a look at Club Hilton Grand Vacations and how it's different from Hilton's loyalty program. Once you know how much Hilton timeshares cost, you'll be able to decide whether they’re worth it for you.

How the Hilton Grand Vacation Club works

Timeshare programs vary, but Hilton’s method includes the ability to use ClubPoints to book your stays. Each year you pay for a specific number of ClubPoints, which can then be redeemed at one of Hilton’s Grand Vacation Club properties.

Otherwise, you can elect to exchange your points to stay at one of RCI’s 4,200 locations or choose to redeem them for cruises, houseboat rentals and guided tours.

The cost of being a member will depend on how many ClubPoints you’d like to purchase, meaning the more points you buy, the more vacations you can take.

So, how much is a Hilton Grand Vacation Club membership? On average, the price to become a member is $22,000, though keep in mind that you’ll also have to pay recurring annual fees.

If you don’t end up using your points one year, you can bank them for the next year. Similarly, if you want to take a vacation that costs more than the points you have available, you can borrow points from your future balance to fund your trip.

Hilton offers frequent deals for those interested in learning more about their timeshare program. These specials can include discounted travel packages, a bonus of Hilton points and even a $200 free night certificate. To obtain these offers, you’ll need to commit to attending a two-hour timeshare presentation at some point during your stay.

Hilton Honors points vs. Hilton Grand Vacation Club points

Hilton Honors is the loyalty program for standard Hilton hotels. These include more than 6,800 properties worldwide, all of which can be booked using your Hilton Honors points.

ClubPoints, the currency you’ll receive as a Hilton Grand Vacation Club owner, isn't inherently usable at Hilton hotels. As we mentioned above, you can redeem these at different Hilton Grand Vacation Club properties or exchange them for RCI-redeemable points.

However, it is also possible to convert your ClubPoints directly into Hilton Honors points. You may want to do this if you’re looking at a location where there isn’t a Hilton Grand Vacation resort, or if you aren’t able to use your ClubPoints before they expire.