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Is the United Quest Card Worth Its Annual Fee?
Is the United Quest Card Worth Its Annual Fee?-September 2024
Sep 20, 2024 4:38 PM

If you fly United Airlines, a new credit card could make your travels more rewarding.

The United Quest℠ Card has a unique roster of benefits that make it a compelling new option among United credit cards. But is it worth the $250 annual fee? A look at the card’s benefits reveals who should get the United Quest℠ Card and will help you decide whether it’s a good choice for you.

Perks of the United Quest℠ Card

The United Quest℠ Card launched in 2021. Chase and United’s co-branded card lineup now offers four options, ranging from the ultra-high-end United Club℠ Infinite Card, whose $525 annual fee includes a United Club membership, to the $0-annual-fee United Gateway℠ Card.

The United Quest℠ Card lands in the middle of United’s card offerings. Among the reasons to get the United Quest℠ Card: It comes with a hefty welcome bonus. Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Cardholders earn:

3 miles per dollar spent on United purchases.

2 miles on travel, dining and select streaming service purchases.

1 mile per dollar on all other purchases.

The United Quest℠ Card annual fee is worth it if you …

Fly with United at least once a year

The United Quest℠ Card comes with up to $125 in statement credit for United purchases. The statement credit works for airfare, in-flight purchases and seat selection fees charged to the card.

Cardholders also get two free checked bags for themselves and two free bags for one companion on each trip, which can equal a huge savings if you — like many of us — can’t decide which shoes go with which outfit each day of your trip.

These two perks together could make the card worthwhile by offsetting part or all of the annual fee.

Use TSA Precheck or Global Entry

The card also offers a credit worth up to $100 once every four years to cover the fee for either Global Entry or TSA Precheck. TSA Precheck is a trusted traveler program that lets you speed through security. It also allows you to keep your shoes on and your liquids in your bags. Global Entry gives you expedited reentry to the U.S. after traveling abroad. Global Entry generally includes TSA Precheck, so if you’re going to go for just one, go for Global Entry.

Book award flights on United

A unique perk of this new card: When you redeem miles for flights on United or United Express, you can get 5,000 of those miles rebated to you, up to two award flights per year. This benefit only kicks in after your first anniversary, but can be pretty valuable if you play your cards right.

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