Hyatt hotels are growing in popularity, and for good reason. With plenty of perks for loyalists and an expanding list of properties, Hyatt is making strides in its competition against larger hotel chains. But when it comes to Hyatt credit cards, you don’t have a lot of options.

Let’s take a look at what Hyatt cards are available, and then dig a little deeper to see where you can find the best Hyatt credit card — a co-branded option or a flexible points-earning card.

World of Hyatt credit cards

Unlike Hilton and Marriott, both of which offer a handful of co-branded credit cards, Hyatt has just one consumer card and one business card.

World of Hyatt Credit Card

NerdWallet rating

NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.

Apply Now

Read Review

The World of Hyatt Credit Card offers strong earnings if you’re a frequent guest of Hyatt. With a $95 annual fee, you’ll receive a number of perks, including:

Welcome offer: Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

9x points at hotels in the World of Hyatt program, 2x points on local transit, commuting, dining, flights booked directly with the airline and gym memberships, and 1x point everywhere else.

Complimentary Discoverist elite status.

An annual free night certificate valid at Category 1-4 hotels.

Five elite night credits each year.

Earn two elite night credits for every $5,000 in spend.

Earn a second free night certificate valid at Category 1-4 hotels after spending $15,000 in a calendar year.

Although this card doesn’t offer higher-end perks like airport lounge access or even mid-tier elite status, you can still get value out of the card — especially with the annual free night certificate.

World of Hyatt Business Credit Card

NerdWallet rating

NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.

Apply Now

Read Review

If you have a small business, you can also opt to acquire the World of Hyatt Business Credit Card, which offers more small business-oriented benefits for its $199 annual fee:

Welcome offer: 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

9x points at hotels in the World of Hyatt program; 2x points in your top three spending categories each quarter through Dec. 31, 2024, then 2x points in your top two spending categories — including dining, gas stations and internet — each quarter; 2x points on fitness clubs and gyms; and 1x point on all other purchases.

Complimentary Discoverist elite status for you and up to five employees.

Earn five elite night credits for every $10,000 spent.

Up to $100 each year in Hyatt statement credits.

Get a 10% rebate on redeemed points after spending $50,000 in a calendar year.

Although this card doesn’t provide a free night certificate, those with heavy spend will appreciate that 10% rebate on points and the ability to give Discoverist elite status to their employees.

Other credit cards for Hyatt points

So we know that Hyatt has its own two credit cards, but is either actually the best credit card for Hyatt points? This depends entirely on your travel habits.

Chase Sapphire Reserve®

NerdWallet rating

NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.

Apply Now

Read Review

Consider the Chase Sapphire Reserve®, which is a high-end travel credit card featuring a $550 annual fee. In return, you’ll receive a $300 annual travel credit, a Priority Pass membership and access to the full suite of Chase Ultimate Rewards® transfer partners. Hyatt is a 1:1 transfer partner with Chase, which means that one Chase point becomes one Hyatt point.

The Chase Sapphire Reserve® earns 3x points on all travel and dining. This includes flights, transit and all hotels — not just Hyatt locations. If you book your hotel or rental car through the Chase Ultimate Rewards® portal, you'll earn 10x points. Compare this to the World of Hyatt Credit Card, which earns 9x Hyatt points at Hyatt hotels and 2x Hyatt points on dining.