Good health is one perk of exercising. Saving money and earning points could be another. If health and wellness is a major spending category for you, why not bolster your points earnings by choosing to spend on credit cards with fitness perks?

Get statement credits when you become a member of popular fitness programs like Peloton, or simply earn bonus points when you use the right card to pay for your gym membership. Use this guide to find the best credit cards for fitness perks.

Top credit card benefits for wellness and fitness

U.S. Bank and gym memberships or sporting goods

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Rates & Fees

The U.S. Bank Cash+® Visa Signature® Card offers 5% cash back on the first $2,000 you spend in two spending categories of your choice. One of those can be gym memberships and fitness clubs. Qualifying gyms include Equinox, 24 Hour Fitness, LA Fitness and Pure Barre, among others.

The card also offers sporting goods stores as a spending category you can select for 5% back each quarter. Retailers that qualify for this bonus include Cabela’s, REI, Dick’s Sporting Goods and Big 5.

The real strength of the U.S. Bank Cash+® Visa Signature® Card is that it allows you to rotate your bonus categories on a quarterly basis. So if you’re planning to cancel your membership or slow down your fitness shopping, you can reapply your 5% quarterly bonus to another category, such as cell phone providers or internet and streaming services.

Hyatt and gym memberships

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If you’re looking for a card that isn’t tied to a specific gym or exercise program, pick up a World of Hyatt Credit Card. In addition to a host of other perks, the credit card offers 2x points for every dollar you spend on gym or health club memberships.

Amazon and home gyms

The Prime Visa might be the perfect choice if you aren’t interested in joining any health club, but would rather build your own home gym. The card offers unlimited 5% cash back on all eligible purchases made on Amazon, which means you can get a discount on thousands of pieces of home exercise equipment like free weights, treadmills, yoga mats and even workout clothes. The card also offers 10% back or more on a rotating selection of products on Amazon, so the possibility of an even greater payoff exists.

Other options

If you’re interested in earning points for your fitness spending, but your spending doesn’t qualify for any of the perks or bonuses listed above, then you should consider a card that offers bonus points for all spending, regardless of category.

For instance, the Chase Freedom Unlimited® card offers 1.5 cents back for every dollar you spend on eligible purchases (or 3 cents back on up to $20,000 your first year if you sign-up with the current welcome offer), and the Capital One Venture Rewards Credit Card offers 2 miles back for every dollar you spend.

If you want a credit card for gym memberships, fitness clubs, etc.

Good health is its own reward, but it won’t get you a seat upgrade or hotel suite unless you’re using the right card. Credit cards with fitness perks offer you a chance to earn back money and points as you work toward your wellness goals.