Since we all have different travel patterns, not everyone is able to hit the thresholds of hotel elite status. Of course, several credit cards have elite status bundled into the benefits, but there’s another way to score solid perks at hotels beyond holding an elite status card.

Here’s how to make the most out of the Chase Luxury Hotel & Resort Collection.

How it works

The Chase Luxury Hotel & Resort Collection is similar to the American Express Fine Hotels & Resorts program. Chase has negotiated specific benefits at select hotels in a partnership with the Signature Travel Network, which is a community of travel agents, advisors and suppliers. It delivers sizable rewards in the form of room upgrades, free breakfast, late checkout, and dining and spa credits by reserving a hotel through its dedicated channels.

Chase’s program includes more than 1,000 participating hotels, resorts and spas. The rates aren't always the cheapest option (most hotel companies have discounted rates for loyalty program members that book directly through their own channels), but sometimes the costs are similar or have a small upcharge only. Plus, they pack in additional perks that can more than make up the difference in cost. These can be especially beneficial if you're booking a hotel where you don't have elite status and want to maximize the experience.

This program opens up a whole new set of properties where you can stay and feel rewarded.

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BROWSE CARDS

Which credit cards are eligible?

Oddly, Chase doesn't publish an official list of eligible cards that have access to this program. You can check if your card is eligible by searching for a destination and dates; on the next screen, you’ll be prompted to enter the first six digits of your credit card number.

Many credit cards are eligible, including the Chase Sapphire Reserve®, the United℠ Explorer Card, the United Gateway℠ Card, the United Club℠ Infinite Card, the United℠ Business Card and J.P. Morgan Reserve, among others.